Post by account_disabled on Feb 24, 2024 23:34:14 GMT -6
On this issue, Manzano indicates that " depending on the terms in which the catastrophic zone is approved by the Council of Ministers , different measures may be adopted, such as financial aid to individuals for damage to their habitual residence, aid to companies, aid for damages to agricultural or livestock production, fiscal, labor and social security measures, etc.”
At the same time, it indicates that "the insured who are Fax Lists within the declaration area of the catastrophic zone may also receive public aid, which is compatible with the compensation received from the contracted insurance , but the overall amount of what is received will not may exceed the value of the damage caused, as expressly established by Law 17/2015, which is also inferred from the compensation principle enshrined in article 26 of the Insurance Contract Law."
“Finally, it is convenient to remember that the policies with a mandatory surcharge in favor of the CCS expressly exclude combined agricultural insurance , which already has the coverage of private insurance subscribed with Agroseguro, which covers climatic risks, such as rain storms. , wind or hail or floods,” he highlights.
Communicate the incident in seven days
For Javier López y García de la Serrana , managing partner of the HispaColex firm, the Insurance Compensation Consortium is responsible for the damages caused by DANA . "It is not responsible for the damage caused directly by the rain, since that is a matter of the insurer and the insurance policy that we have contracted, but it is responsible for the damage caused by the floods generated by this natural phenomenon."
At the same time, it indicates that "the insured who are Fax Lists within the declaration area of the catastrophic zone may also receive public aid, which is compatible with the compensation received from the contracted insurance , but the overall amount of what is received will not may exceed the value of the damage caused, as expressly established by Law 17/2015, which is also inferred from the compensation principle enshrined in article 26 of the Insurance Contract Law."
“Finally, it is convenient to remember that the policies with a mandatory surcharge in favor of the CCS expressly exclude combined agricultural insurance , which already has the coverage of private insurance subscribed with Agroseguro, which covers climatic risks, such as rain storms. , wind or hail or floods,” he highlights.
Communicate the incident in seven days
For Javier López y García de la Serrana , managing partner of the HispaColex firm, the Insurance Compensation Consortium is responsible for the damages caused by DANA . "It is not responsible for the damage caused directly by the rain, since that is a matter of the insurer and the insurance policy that we have contracted, but it is responsible for the damage caused by the floods generated by this natural phenomenon."